Homeowner Appraisal Services

Homeowners may need a professional appraisal for a variety of reasons, including refinancing, home equity financing, pre-listing decisions, estate planning, PMI removal, or simply understanding the current market value of their property.

Buxton Associates provides independent, professional appraisal services backed by experience, market research, and sound appraisal methodology. Our goal is to provide you with a clear, well-supported opinion of your property's market value.

Refinance & Home Equity

If your lender allows you to select your own appraisal company, ask for Buxton Associates. We work with lenders throughout Maine and can provide the documentation necessary to meet their appraisal requirements.

An independent appraisal provides the lender with an objective opinion of the property's current market value for refinancing or home equity purposes.

Pre-Listing & For-Sale-By-Owner (FSBO)

Determining the right asking price for your home can be difficult. Homeowners naturally have an emotional connection to their property, while a professional appraiser provides an independent, objective opinion of market value.

A pre-listing appraisal can help you:

• Establish a realistic asking price

• Understand how your property compares with similar homes in the market

• Support pricing decisions when selling your home

• Provide an independent opinion of value when negotiating with a potential buyer

For homeowners selling without a real estate agent, an appraisal can provide useful third-party documentation of the property's market value.

PMI Removal Appraisals

If you are considering requesting removal of Private Mortgage Insurance (PMI), an appraisal may help establish your home's current market value.

Lender requirements for PMI removal vary by loan type and lender. We can provide an independent appraisal that you can submit to your mortgage company as part of that process.

Appraisal Review Services

If you have received an appraisal and have questions about the value conclusion, comparable sales, or other aspects of the report, an independent appraisal review can provide another professional perspective.

Field Reviews

A field review includes a review of the existing appraisal along with an exterior inspection of the subject property and comparable properties. This can provide additional information when a second opinion on an appraisal is needed.

Desktop Reviews

A desktop review allows us to evaluate an appraisal without conducting a physical inspection of the properties. We use available market data, public records, comparable sales, and our professional experience to assess the information and conclusions presented in the report.

Whether you need an appraisal for financing, a potential sale, or another personal or financial decision, Buxton Associates provides independent, professional valuation services tailored to your needs.